Five ways to invest in yourself this Valentine’s Day

It’s Friday night; one person excitedly gets ready for a romantic evening full of promise, while another hurries out of a 24-hour supermarket with a hastily-bought bunch of roses. One couple sit at home in their pyjamas getting a Chinese takeaway (but they split the last spring roll because, even after eight years together, the romance never dies), while elsewhere a married couple of 40 years have fallen asleep on the sofa watching Coronation Street.